Heat oil in medium saucepan over medium heat. Add cumin, garlic, oregano and Sazón Natural and Complete to pot. Cook until fragrant, about 30 seconds. Add wine; bring to a boil. Add 1 cup water, beans, bay leaves, brown sugar and vinegar to pot; bring bean mixture to a boil. Reduce to medium-low and simmer, uncovered, stirring occasionally, until mixture thickens and flavors come together, about 15 minutes.
Season beans with Adobo Light; discard bay leaf.
Divide beans evenly among serving dishes. Garnish with onions and cilantro, if desired. Serve with rice